Pricing — Plans & trial
A flat monthly subscription that gives you the full UPI surface — dynamic QR, signed webhooks, direct-to-bank settlement — at 0% platform transaction fee. Cancel anytime in one click.
01 — Plans
Every plan includes the full API, dashboard, 24×7 WhatsApp support, and 0% platform fee. You're paying for merchant coverage — not for a cut of your sales.
01
For small businesses just starting to accept UPI.
Supported merchants
BharatPe · PhonePe · Paytm
02
For growing teams that need broader merchant coverage.
Supported merchants
BharatPe · PhonePe · Paytm · HDFC SmartHub Vyapar · Google Pay
03
For businesses that want every premium merchant on day one.
Supported merchants
BharatPe · PhonePe · Paytm · HDFC SmartHub Vyapar · Google Pay · YONO · QuintusPay · TataNeu
All plans include the full API, dashboard, and 24×7 WhatsApp support. Cancel anytime in one click — no notice period, no winding-down fee.
02 — Flow
Three moving parts. Each one is observable, idempotent, and ships money to your bank — not ours.
01
Customer scans your QR or taps the UPI Intent link in any UPI app — Google Pay, PhonePe, Paytm, BHIM, or their bank app.
02
Money settles straight from the customer's bank to yours. We never hold funds in a wallet or pool.
03
Your server receives a signed webhook within seconds. Verify the signature and fulfil the order automatically.
03 — Compared
Side by side
Both Razorpay and Cashfree charge a per-transaction percentage on UPI plus 18% GST on that fee. VyaparGateway charges a flat monthly subscription instead — so high-volume merchants keep more of each rupee.
| Feature | VyaparGateway | Razorpay · Cashfree |
|---|---|---|
| Platform fee on UPI | ₹0 | 1.5–3% per transaction |
| Pricing model | Flat monthly subscription | Per-transaction percentage |
| Setup time | Instant — start in minutes | 3–7 days onboarding |
| Settlement | Real-time, direct to bank | T+1 or T+2 holding payout |
| KYC to start trial | Not required | Mandatory upfront |
| Hidden charges | None | Multiple line items |
Comparison reflects publicly advertised UPI pricing of Razorpay and Cashfree as of 2026-05-20. VyaparGateway is a tech platform — standard UPI / bank charges per your merchant agreement still apply.
04 — Who it's for
From D2C brands to solo freelancers — VyaparGateway works wherever UPI does.
01
Shopify, WooCommerce and custom storefronts.
02
Subscription and one-time software billing.
03
Quick payment links for client invoices.
04
Instant top-ups for gaming platforms.
05 — Integration
Drop in a single REST endpoint, verify the webhook signature, and ship. Pre-built plugins for Shopify and WooCommerce remove the integration step entirely.
{
"amount": 500.00,
"client_txn_id": "ORD_98765",
"customer_name": "Rahul Kumar",
"customer_email": "[email protected]",
"customer_mobile": "9876543210",
"redirect_url": "https://yoursite.com/success"
}06 — FAQ
Short answers to the questions we hear most often before someone starts the trial.
A UPI payment gateway lets businesses accept payments directly from customers' bank accounts via UPI apps like Google Pay, PhonePe, or Paytm — no cards or wallets in between.
Yes. VyaparGateway charges a flat monthly subscription from ₹300/month. We do not take any percentage of your transactions — money settles directly to your bank.
You sign up and use every feature of your chosen plan from day one. No card is charged for the first 7 days. Cancel before the trial ends and you pay nothing.
Yes. Onboarding is simplified for individuals and small businesses — a GST number is not mandatory to start the trial.
Typically under 60 minutes with the REST API, or under 10 minutes using the Shopify or WooCommerce plugin. Webhooks are signed and idempotent so failure retries are safe.
Yes. Webhooks are signed with HMAC SHA-256 so your server can verify every event. UPI authentication happens inside the customer's payment app — we never see PINs, card numbers, or netbanking credentials. Settlements bypass our infrastructure and land directly in your linked bank account.
07 — Start
Try it free for 7 days
Sign up, generate your first QR, and accept a real UPI payment in under 10 minutes. If it isn't right for you, cancel before day 7 and you're charged nothing.
Start free trial → Developer docs About VyaparGateway Talk to support