01
Dynamic UPI QR
Every checkout gets a unique QR with amount and order reference pre-filled — generated server-side.
About — Company
We're trying to take the 2% middleman out of Indian payments.
VyaparGateway is a UPI payment gateway for solopreneurs, freelancers, D2C brands, and SaaS founders. Dynamic QR, signed webhooks, direct-to-bank settlement — at 0% platform transaction fee.
- Founded
- 2024
- India
- Coverage
- All India
- UPI rails
- Platform fee
- 0%
- On every UPI txn
01 — Origin
Why we exist
Traditional gateways charge 1.5–3% on every rupee.
For a business processing ₹10 lakhs a month, that's ₹20,000–₹40,000 lost every single month — money that should stay in your bank, not in a middleman's.
UPI is inexpensive at the rails layer for person-to-merchant payments. There is no reason for a tech platform to mark that up by 2%. We built VyaparGateway to pass that saving on.
02 — Product
What we ship.
A focused payment surface that does six things well, instead of fifty things badly.
02
Real-time verification
Your stack gets a signed webhook the moment a payment is confirmed. Idempotent by design.
03
Direct-to-bank
Money settles straight to your linked merchant bank account. We never hold your funds.
04
Plug-and-play SDKs
REST API, Shopify app, WooCommerce plugin, and code samples for Node, Python, PHP, Java.
05
Free merchant tools
GST calculator and UPI QR generator — no sign-up, no ads, no tracking. Use directly from the site.
06
Universal app support
PhonePe, Google Pay, Paytm, BHIM, and every BHIM-compatible bank app on a single integration.
03 — Team
Who's behind it
Engineers who've shipped payments in production.
The team behind VyaparGateway has shipped production payment systems for Indian businesses and operated UPI payment pipelines at scale. We've spent enough nights debugging webhook idempotency, duplicate-payment edge cases, and high-throughput rate limits to know what merchants actually need.
Our public writing on this site reflects that operational experience. When we publish guides on dynamic QR, webhook verification, or settlement patterns, it's drawn from the same engineering choices we've made in production code.
04 — Security
How we think about safety.
The smallest attack surface is the one that doesn't exist. We design accordingly.
Stateless processing
We never see UPI PINs or card data. Authentication happens entirely inside the customer's payment app.
Signed webhooks
Every event we send is signed so your server can verify the payload wasn't tampered with.
Direct-to-bank flow
Settlements bypass our infrastructure — removing the largest attack surface a typical gateway carries.
Continuous review
Every code change touching the payment path is reviewed before it ships. No exceptions.
05 — Compliance
Standards we work within
Operating inside the Indian framework.
VyaparGateway operates within the Indian UPI ecosystem and integrates with regulated payment partners. Settlement happens on the customer's chosen bank rail. We operate within the India IT Act 2000, IT Rules 2011, and DPDP Act 2023 framework.
06 — Contact
Get in touch
Questions? Write to us.
Integration, pricing, or partnership questions go to [email protected]. We typically reply within one business day, in English or Hindi.