Accept High-Value UPI Payments Up to ₹2 Lakh for Jewellery Purchases
Modern jewellery buyers prefer UPI over cash. VyaparGateway helps jewellers configure high-value UPI collections and track advance payments for custom orders — safely and instantly.
Why Jewellers & Gold Shops Choose VyaparGateway
Built around the real problems your business faces every day.
High-Value UPI Configuration
Most merchant UPI accounts are limited to ₹1 lakh per transaction. VyaparGateway guides jewellers through bank-level configuration to enable higher limits.
Custom Order Advances
Customers placing orders for custom jewellery pay 25–50% advance via UPI. Balance at delivery. Order progress tracked.
Safe, Instant Settlement
Unlike cash, UPI leaves a clear audit trail. Every transaction is timestamped and traceable — important for high-value jewellery retail.
What You Can Do with VyaparGateway
The key payment workflows for Jewellers & Gold Shops.
High-Value Purchase Collection
Collect payments for gold and diamond jewellery up to your bank-configured UPI limit. Remainder via NEFT if needed.
Custom Order Advance Tracking
Customer places order with advance. Making charges and balance due at delivery. Both tracked in the order dashboard.
Exchange and Purchase Credit
When customers exchange old gold, track the exchange credit and balance due separately per transaction.
Festival Advance Booking
Diwali and wedding season advance bookings collected via UPI months ahead. Inventory reserved, payment secured.
How VyaparGateway Works for Jewellers & Gold Shops
Connect your jeweller merchant UPI account. Create order profiles for custom orders with advance and balance amounts. Walk-in payments handled at counter via QR. Dashboard shows all open orders, advances received, and balances due — sorted by delivery date.
Why VyaparGateway Wins
Questions from Jewellers & Gold Shops
Answers specific to how your business collects payments.
What is the maximum UPI limit for jewellery purchases?
Standard UPI limit is ₹1 lakh per transaction. Through bank-specific merchant configuration, some jeweller accounts can go up to ₹2 lakh. Amounts above this should use RTGS or multiple transactions.
How do I handle the GST on making charges vs. gold value separately?
Create line items in VyaparGateway for gold value (3% GST) and making charges (5% GST). The invoice calculates both rates correctly.
Can I track hallmarking certificate numbers against each sale?
Yes. Add a custom field for the hallmarking certificate number to each jewellery item. It appears on the receipt for customer records.
Ready to Accept UPI Payments with Zero Fees?
Join thousands of Jewellers & Gold Shops across India using VyaparGateway. Setup takes under 5 minutes.
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