Accept UPI Payments in Kolkata
with Zero Transaction Fees
VyaparGateway helps eligible Kolkata businesses create order-linked UPI payment requests using a supported BharatPe, Paytm, or HDFC merchant account. Payment status and settlement remain subject to your provider and bank.
Why Kolkata Businesses Choose VyaparGateway
Traditional payment gateways charge 2% on every transaction. For a Kolkata business doing ₹5 lakh/month in UPI collections, that's ₹10,000 gone in fees — every single month.
Zero Transaction Fees
UPI was designed to be free. VyaparGateway keeps it that way — no MDR, no per-transaction deduction. Kolkata merchants keep every rupee their customers pay.
Provider-Led Settlement
Funds follow your connected merchant provider and bank's settlement behaviour. VyaparGateway focuses on payment status verification, matching, and webhook delivery.
No Separate KYC
Connect an eligible BharatPe, Paytm for Business, or HDFC SmartHub Vyapar account. Provider authentication, approval, and bank requirements still apply.
Shareable Payment Links
Generate payment links in seconds and share via WhatsApp, SMS, or email. Perfect for Kolkata businesses that sell remotely or take orders online.
Real-Time Dashboard
Track every payment, generate invoices, and monitor cash flow from a single dashboard — built for the practical needs of Kolkata's SMEs and solo traders.
Simple REST API
Developers building e-commerce or SaaS products for Kolkata clients can integrate UPI payments in hours using our clean REST API — no complex SDKs required.
How It Works for Kolkata Businesses
Three simple steps to start collecting UPI payments with no fees.
Connect Your UPI App
Link an eligible BharatPe, Paytm for Business, or HDFC SmartHub Vyapar account and complete the provider's authorization requirements.
Create Payment Links & QR
Generate payment links for any amount, create QR codes for in-store use, or embed a payment button on your Kolkata business website.
Get Paid Instantly
Your customers pay via any UPI app. Money settles to your bank account in real time — zero deductions, zero delays, zero extra paperwork.
Kolkata Businesses That Use VyaparGateway
From Kolkata's busy commercial districts to home-based ventures, VyaparGateway works for every type of business.
Retail Shops
Kirana stores, supermarkets, and specialty retailers in Kolkata use VyaparGateway to accept UPI instantly at the counter.
Restaurants & Cafes
From street food stalls to fine dining, Kolkata's F&B businesses collect payments seamlessly with zero fees.
Pharmacies & Clinics
Medical shops and healthcare providers across Kolkata trust VyaparGateway for reliable, instant payment collection.
Freelancers & Agencies
Designers, developers, and marketing agencies in Kolkata invoice clients and get paid in minutes — not days.
Service Providers
Salons, repair shops, and auto services in Kolkata use payment links and QR codes without any MDR charges.
Coaching & Education
Tuition centres and coaching institutes in Kolkata collect fees digitally with zero per-transaction cost.
VyaparGateway vs Traditional Gateways in Kolkata
See the real difference in what Kolkata businesses pay every month.
(Razorpay / PayU / Cashfree)
Frequently Asked Questions — Kolkata
Common questions from Kolkata merchants about VyaparGateway.
Is VyaparGateway available for businesses in Kolkata?
What are the transaction fees for Kolkata merchants?
How quickly can a Kolkata business get started?
How does settlement work for Kolkata merchants?
Can I generate payment links and QR codes for my Kolkata customers?
Ready to Stop Paying 2% on Every UPI Transaction?
Join thousands of Kolkata businesses already using VyaparGateway. Start your free trial — no credit card required, no setup fees, activate in minutes.