The #1 Razorpay Alternative in India

Tired of Razorpay KYC Rejections and 2% Transaction Fees?

VyaparGateway connects directly to your existing UPI merchant app (BharatPe, PhonePe, Paytm). Accept payments instantly with zero platform fees and zero KYC delays.

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Why Startups are Leaving Razorpay

  • Weeks-Long KYC Rejections

    Razorpay often rejects small businesses or places them "under review" for weeks. VyaparGateway has zero onboarding delays because you use your existing bank-approved merchant app.

  • High 2% Transaction Fees

    UPI is supposed to be free. Why are you paying 2% on every transaction? VyaparGateway charges a flat monthly SaaS fee with 0% per-transaction charges.

  • T+2 Settlement Delays

    Traditional gateways hold your money for 2-3 days. With VyaparGateway's direct-to-bank routing, your money is settled instantly into your own bank account.

Feature Comparison

UPI Transaction Fee
2% + GST 0%
Settlement Time
T+2 Days Instant (T+0)
Account Activation
Days/Weeks Instant
KYC Requirements
Strict Via existing UPI app