Pricing and architecture · checked 28 July 2026

VyaparGateway vs Easebuzz

Easebuzz is a broader payment gateway; VyaparGateway is a narrower UPI orchestration layer. Compare the payment methods you need before comparing an average percentage with a flat software plan.

Easebuzz

Broad gateway coverage

Choose a full gateway when a single merchant relationship must cover the supported mix of UPI, cards, netbanking, and other enabled payment methods.

VyaparGateway

Focused UPI orchestration

Choose a focused layer when the checkout is UPI-first, the merchant has a supported connected provider account, and the application needs API orders plus signed status events.

Illustrative economics

₹5 lakh monthly at an illustrative 1.5%

Easebuzz uses average-price language publicly; this calculation is not a merchant quote. Replace 1.5% with the exact rate and method mix in your agreement.

Verify Easebuzz’s pricing page →
Platform fee (1.5%)
₹7,500/mo
GST on fee (18%)
₹1,350/mo
Illustrative annual cost
₹1,06,200
₹300/month plan
₹3,600/year

Arithmetic difference: ₹1,02,600. Treat it as a useful result only if the UPI-only product covers the same checkout requirements. Subscription tax, limits, and provider-specific costs still need review.

Side-by-side

Compare operating models

Decision area Easebuzz VyaparGateway
Product category Full payment-gateway and payments-platform offering for eligible merchants. Focused UPI checkout orchestration over supported connected merchant-provider accounts.
Public price signal Easebuzz's public pricing page describes average payment-gateway pricing around 1.5%; the exact merchant quote and method mix control real cost. Plans start at ₹300/month with a stated 0% per-transaction platform fee on UPI.
Variable cost Generally scales with successful payment value under the contracted rate and enabled payment method. Flat within the selected plan's limits; subscription tax and any current usage terms still apply.
Payment-method breadth Broader gateway coverage can include multiple online payment methods subject to onboarding and product terms. UPI-specific rather than a replacement for card, EMI, netbanking, or international acceptance.
Checkout ownership Use Easebuzz's applicable hosted or integrated gateway flow and its merchant relationship. Merchant retains its own storefront and invokes a narrow order API for UPI payment artefacts.
Payment confirmation Implement the current Easebuzz response, webhook, and transaction-enquiry protocol for the provisioned product. Verify HMAC-SHA256 timestamped webhooks or call check_order_status, then match immutable order data.
Settlement Follows the merchant's Easebuzz agreement, enabled methods, and current settlement schedule. Follows the connected provider or bank arrangement for the merchant payment route.
Best fit Teams needing a broader payment-gateway product and willing to negotiate or accept a variable merchant rate. UPI-heavy teams prioritising a narrow API, connected-provider model, and predictable software subscription.

Selection framework

Ask four questions before switching

01

Which methods convert?

Measure your actual UPI, card, and netbanking mix by successful value.

02

What is the real quote?

Include method-specific rates, GST, setup, settlement, and overages.

03

Who holds each risk?

Confirm KYC, refunds, disputes, reserves, settlement, and support ownership.

04

Can both paths reconcile?

Test duplicate events, expiry, reporting, and a controlled fallback.

Questions

Easebuzz comparison FAQ

How much does Easebuzz charge per transaction?
Easebuzz's public pricing material describes average payment-gateway pricing around 1.5%, but that is not a universal merchant quote. Exact rates depend on the agreement, payment method, category, volume, taxes, and current commercial terms.
Is 18% GST added to a payment-gateway fee?
Gateway platform fees are generally taxable services, so 18% GST is commonly applied to the fee rather than the full customer payment. Confirm the invoice and tax treatment for your contract.
Can VyaparGateway replace Easebuzz cards and netbanking?
No. VyaparGateway's comparison scope is UPI checkout orchestration. If cards, EMI, netbanking, wallets, international payments, or a broader acquiring product are required, evaluate Easebuzz or another full gateway for those methods.
When does flat UPI software pricing make economic sense?
It becomes attractive when the merchant's UPI volume makes a percentage fee materially larger than the subscription and the merchant does not lose payment methods or operational capabilities it needs. Compare at your real method mix and average order value.
What should be tested before migrating from Easebuzz?
Test order creation, customer cancellation, expiry, duplicate requests, signed callback or webhook handling, reconciliation, refunds, settlement reports, support workflow, and a controlled fallback before routing live traffic.

Compare with your quote, not an average.

Enter the exact contracted percentage in the free calculator.